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Financing Your New Air Conditioning or Heating Equipment Purchase

EnerBank USA

We are known for "service after the sale" - and financing is no exception. Through our financing programs, we offer several flexible options for financing your new product or system. That way, you can invest in your home's comfort or respond to an unexpected heating and cooling need without breaking your monthly budget.

With financing from us, you'll enjoy:

  • Low monthly payments
  • Preferred interest rates
  • Flexible terms

Plus, by taking advantage of our special financing, you won't use up your existing funding sources, like a home equity line of credit, credit card or bank account. They'll still be available when you need them.

Please contact us to find out which financing options are available to you, or to learn about special financing promotions.

*Loans provided by EnerBank USA, Member FDIC, (1245 Brickyard Rd., Suite 600, Salt Lake City, UT 84106) on approved credit, for a limited time. Repayment terms vary from 24 to 132 months. Interest waived if repaid in 365 days. 18.10% fixed APR, effective as of June 1, 2018, subject to change. Interest starts accruing when the loan closes.

*Loans provided by EnerBank USA, Member FDIC, (1245 Brickyard Rd., Suite 600, Salt Lake City, UT 84106) on approved credit, for a limited time. Repayment term is 60 months. 6.99% fixed APR. Minimum loan amounts apply. The first monthly payment will be due 30 days after the loan closes.

Time Payment

We are known for "service after the sale" - and financing is no exception. Through our financing programs, we offer several flexible options for financing your new product or system. That way, you can invest in your home's comfort or respond to an unexpected heating and cooling need without breaking your monthly budget.

With financing from us, you'll enjoy:

  • Low monthly payments
  • Preferred interest rates
  • Flexible terms

Plus, by taking advantage of our special financing, you won't use up your existing funding sources, like a home equity line of credit, credit card or bank account. They'll still be available when you need them.

Please contact us to find out which financing options are available to you, or to learn about special financing promotions.

Microf

Hassle Free Monthly Payments with no credit necessary!

Microf is a relationship based company that places top priority on the wants and needs of our customers. Our innovative rent-to-own strategy provides unmatched flexibility to consumers through quick response times and multiple payment terms and options. Microf helps restore the heating and cooling needs of the consumer with an affordable monthly payment through our extensive contractor network.

5 Things You Need to Know About Microf:

  • We specialize in lease purchase financing for residential replacement HVAC systems.
  • We have a simple application process.
  • We offer near-real-time Pre-Approval, Further Review, or Decline decisions.
  • We offer convenient and affordable monthly renewal payment options based on 36, 48, or 60 months to ownership.
  • Customers can take advantage of meaningful monthly payment and early purchase option discounts.

Call us for more information on how the Microf program can work for you.

Apply Now

TVA EnergyRight® Solutions Program

Buying a new heating and cooling system can be confusing. That's why your local public power company and TVA created the EnergyRight Solutions Heat Pump Program, to make it easier for you to find the best system for your home.

The program offers:

  • Low-interest, fixed-rate financing
  • Access to the Quality Contractor Network (QCN) — professional contractors meeting the highest standards.